| The Team Hawrysz Home Buying Commitment to You |
1. Schedule a consultation to discover your needs, interests and concerns.
2. Make your need, interests, and concerns my top priority.
3. Provide professional investment or home buying consultation.
4. Arrange for you to contact lenders from my team to find the best financing if needed.
5. Have a lender available to answer any questions or pre-qualify you to purchase a home.
6. Review the listings on the Multiple Listing Service daily to watch for new property that fits your needs.
8. Screen (based on your financing) and schedule showing appointments to save you time and energy.
9. Contact you weekly (at a minimum) to report the progress on home search strategies.
10. Assist you in preparing a purchase offer on the property of your choice.
11. Develop purchase package and explain the documents to you when we prepare your offer.
12. Provide advice on all terms to consider, such as possession date, personal property concerns, inspections, etc.
13. Provide a market comparison to help you decide on the price to offer.
14. Deposit your check into our safe as soon as possible after receiving it.
15. Prepare a preliminary estimate of the costs associated with the closing of your property.
16. Present all your offers to the seller, through their agent or owner.
17. Negotiate in your best interests, handle counter offers to reach an agreement that is acceptable to you.
18. Work to protect your interests before & during the transaction.
19. A professional transaction coordinator will be assigned to complete your transaction.
20. Review sellers disclosure statement, title report and documents pertaining to the conditions of the property.
21. Be with you if desired during the inspections to ensure all your questions are answered.
22. Work with the seller's broker and lender to see that all requirements of the purchase agreement are satisfied.
23. Accompany you on a comprehensive walk-through of the property prior to close of escrow.
24. Follow-up on any remaining details after the close if needed or desired.
25. Accompany you if desired, when signing closing documents.
26. Research / Data mine additional information about the home you're interested in purchasing.
27. Be a Real Estate resource for you whenever needed.
28. Team Hawrysz commitment to always be available to take your call or return your calls as soon as possible.
2. Make your need, interests, and concerns my top priority.
3. Provide professional investment or home buying consultation.
4. Arrange for you to contact lenders from my team to find the best financing if needed.
5. Have a lender available to answer any questions or pre-qualify you to purchase a home.
6. Review the listings on the Multiple Listing Service daily to watch for new property that fits your needs.
8. Screen (based on your financing) and schedule showing appointments to save you time and energy.
9. Contact you weekly (at a minimum) to report the progress on home search strategies.
10. Assist you in preparing a purchase offer on the property of your choice.
11. Develop purchase package and explain the documents to you when we prepare your offer.
12. Provide advice on all terms to consider, such as possession date, personal property concerns, inspections, etc.
13. Provide a market comparison to help you decide on the price to offer.
14. Deposit your check into our safe as soon as possible after receiving it.
15. Prepare a preliminary estimate of the costs associated with the closing of your property.
16. Present all your offers to the seller, through their agent or owner.
17. Negotiate in your best interests, handle counter offers to reach an agreement that is acceptable to you.
18. Work to protect your interests before & during the transaction.
19. A professional transaction coordinator will be assigned to complete your transaction.
20. Review sellers disclosure statement, title report and documents pertaining to the conditions of the property.
21. Be with you if desired during the inspections to ensure all your questions are answered.
22. Work with the seller's broker and lender to see that all requirements of the purchase agreement are satisfied.
23. Accompany you on a comprehensive walk-through of the property prior to close of escrow.
24. Follow-up on any remaining details after the close if needed or desired.
25. Accompany you if desired, when signing closing documents.
26. Research / Data mine additional information about the home you're interested in purchasing.
27. Be a Real Estate resource for you whenever needed.
28. Team Hawrysz commitment to always be available to take your call or return your calls as soon as possible.
- Call (209) 444-6610
School District
Information
Information
Staring Out On The Journey of
Finding Your New Home
1. A Realtor should Interview you to:
• Determine your criteria in a home.
• Discuss parameters.
• Discuss financial qualifications.
2. Get "Pre-Qualified" by a lender
• A loan pre-qualification approval letter is obtained
from your lender.
• This will make your offer much stronger and put you in
better position to have your offer accepted.
• Also, you will know what will fit into your budget.
3. Arrange property tours
• Tour available homes that suit your needs.
• Ask your Realtor about the current market.
4. Target a home that's IDEAL and draw up the offer
• The Realtor will write the offer on your "Ideal" home.
• Writing an offer takes approximately 1-3 hours.
• Deposit in a safe your earnest money deposit made
payable to "Prudential California Realty Trust Account"
(this check will be held until we have an accepted
offer).
5. The offer is then presented to the seller
• The Realtor will prepare a presentation highlighting
the strengths of the buyer and the offer.
• The Realtor presents the offer to the seller and the
sellers' agent.
• The seller accepts, counters or rejects the offer.
6. Counter offer
• If the initial offer has not been accepted the Realtor
will discuss with you various options to prepare a
counter offer.
Finding Your New Home
1. A Realtor should Interview you to:
• Determine your criteria in a home.
• Discuss parameters.
• Discuss financial qualifications.
2. Get "Pre-Qualified" by a lender
• A loan pre-qualification approval letter is obtained
from your lender.
• This will make your offer much stronger and put you in
better position to have your offer accepted.
• Also, you will know what will fit into your budget.
3. Arrange property tours
• Tour available homes that suit your needs.
• Ask your Realtor about the current market.
4. Target a home that's IDEAL and draw up the offer
• The Realtor will write the offer on your "Ideal" home.
• Writing an offer takes approximately 1-3 hours.
• Deposit in a safe your earnest money deposit made
payable to "Prudential California Realty Trust Account"
(this check will be held until we have an accepted
offer).
5. The offer is then presented to the seller
• The Realtor will prepare a presentation highlighting
the strengths of the buyer and the offer.
• The Realtor presents the offer to the seller and the
sellers' agent.
• The seller accepts, counters or rejects the offer.
6. Counter offer
• If the initial offer has not been accepted the Realtor
will discuss with you various options to prepare a
counter offer.
| The Process of Buying Your Home |
| Once The Offer is Accepted 1. Escrow • Once the offer is accepted and conveyed, escrow is opened. Your earnest money is deposited at this time. Escrow orders a Preliminary Title report and sends copies to the agents and your lender. • Escrow instructions are issued to all parties. 2. Loan Application • Submit a completed loan application to the lender of your choice with all necessary documentation. 3. Contingency Period • Buyer receives and approves Seller's Real Estate Transfer Disclosure Statement. • Buyer approves Preliminary Title report. • Physical inspections / pest inspections are completed. • Property appraisal and loan approval are in progress. 4. Home owner insurance coverage their new home and insurance information is given • Escrow orders a copy of the Homeowner insurance policy for the new lender prior to escrow closing. 5. Signing documents at Escrow • Buyers will need to bring current photo ID to sign notarized loan documents. • Buyers will also need to bring a cashiers check for the closing cost and down payment. If it is a zero down offer then only the funds for the closing are necessary. • Copies of title and lender documents are given to buyers. 6. Down payment and closing cost • The escrow officer provides you with a Buyer's Estimated Closing Statement which itemizes your costs and advises you of total monies due. 7. Funding • The lender sends funds to the title company. 8. Close of Escrow • All funds are distributed • The deed is recorded at the County Recorder's office by the title company. • The keys are transferred from the seller to the buyer. |
 |  |  |  |  |  |
 |
 |
 |
 |
 |
 |
| Office: (209) 444-6610 Office: (209) 599-7028 Fax: (209) 433-2000 Rocky G.H. Hawrysz Realtor, Broker Associate CRS, GRI, e-PRO, ABR, SRES, SFR, FACS Lic.: 0146837 |
